Who we are

About Legal & General Insurance

Legal & General Insurance has been offering life insurance cover since 1836 and is the UK’s number one individual life insurance provider. Our group protection business in the UK offers life insurance and income protection products to individuals through their employers and we offer term-life insurance in the US. We now have over 5.5 million UK life insurance customers, 1.8 million people in group protection schemes and approaching 1.3 million US term-life insurance policyholders.

Here in Legal & General Insurance, we protect our customers and their loved ones throughout life and death.

Life cover

About Legal & General Mortgage Club

Legal & General Mortgage Club is one of the UK’s largest and longest-running mortgage clubs, completing £667bn of mortgages since 1995. We are involved in nearly one in five of all mortgages in the UK, including nearly one in three of all intermediated mortgages. The Mortgage Club prides itself on adding value to the adviser community by working closely with new and existing lenders to deliver great products, pricing and criteria. Our popular SmartrFit tool, which is free to advisers, combines an affordability calculator with lender criteria to provide accurate, quick results, to help make advisers jobs easier so they can spend time where it matters.

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What we do

Our ambitious strategy is to transform our insurance businesses while digitising and diversifying our distribution channels, and delivering innovation in adjacent markets though investment in fintech scale up businesses. We aim to achieve this by becoming a technology company with capabilities in insurance, housing and workplace benefits, using customer centric innovation to transform our chosen markets.

Our three strategic focus areas are:

  • Transform the insurance business
  • Digitise and diversify distribution
  • Transform adjacent markets

Our main business areas are:

  • UK retail protection: providing life insurance, critical illness and income protection for individuals.
  • UK group protection: helping companies protect their employees.
  • US protection: providing term life insurance cover.
  • UK mortgage club and surveying businesses: providing mortgage distribution and home survey and valuation services.
  • Fintech solutions: developing solutions and making targeted investments in start-up and scale-up opportunities.