Our sustainability stories

Our Everyday Money financial literacy programme helps create inclusive growth

This spring we once again hit the road, bringing our Everyday Money financial education programme to schools in London, Berkshire and Sussex. We want to increase everyone’s understanding of the realities of the financial world and believe that the best place to start is with school students, who may soon have to cope in the world of work. For example, many young people have little understanding how household bills can mount up and how difficult it is to balance budgets. We want people to see how important it is to manage a bank account, use credit wisely and appreciate the importance of insurance and rainy-day savings. We believe that an important way to achieve this is with school students and their teachers.

4 Jun 2019

Inclusive Growth – a solution for inequality and lack of social inclusion

Making society more resilient is one of our four key focus areas for our CSR work. We want to reduce inequality and improve financial resources, by offering our products to the widest set of social and economic groups as possible, creating financial independence and supplementing the products and services provided by the State.

This fits closely with out core beliefs of Inclusive Capitalism and Inclusive Growth. The UK has become one of the two most divided nations in the G12 group of advanced economies, where inequality between rich and poor has grown to such an extent that it could begin to threaten social cohesion, law and order and democracy.

We believe that by offering products, services and community work to the very widest group of people that we can begin to make society more unified.

How our Everyday Money programme helps

Our unequal society means that millions of people are excluded from the benefits of personal financial services. It’s our responsibility to change this ourselves and make society more inclusive, rather than expecting people to understand how to manage their finances and save for their future.

Financial literacy is now part of the national curriculum for state schools for 11-16 year-olds and is included in the maths syllabus for 5-14-year-olds. Our aim is to help teachers and children alike to understand the basics of finance: how to earn, spend and save money.

Our Every Day Money programme is run in partnership with Edcoms who “create and deliver educational and CSR programmes for schools and colleges”. During April and May 2019, our Everyday Money financial education workshop:

  •  Visited 9 schools (in Bracknell, Sussex and London)
  • Engaged 1,146 students
  • Trained 49 teachers.

Over the last two and a half years 11,237 school students have benefitted from our financial inclusion programme and crucially, 561 teachers also took part.

What the teachers said:

Chichester Free School

It’s a great introduction to students who are getting close to the world of work to realise the importance of understanding their finances. It brought it to life in a much more visual and fun way.”

The presentation skills and content of the sessions was excellent and I would recommend the team to any other school considering booking a session.”

Steve Apsey


Garth Hill College

“Eilidh, James and Ben were amazing with the pupils. They made the workshop really fun and interacting which helped the pupils stay engaged. I think the pupils gained a lot from the workshop and learnt things that they wouldn’t necessarily learn in school. Pupils spoke positively afterwards and all said they had enjoyed it. We will definitely want to run the workshop again when you’re in this area and hopefully do some longer sessions.”

Rachel Harrison,

What the school students thought

 school students


The school students showed a great appreciation of the realities of the world of work and were very interested in how governments collect tax and what they do with the money raised. One student was worried whether the government would still pay state pensions to people who move abroad.

“Certain occupations that are providing a vital service to the country should pay less tax.”

“We’re surprised by how much we lose out from wages through deductions. It was more than we expected.”

“The government should give priority to protecting the environment when talking about allocation of tax money.”

“In future, if you move away, out of the UK, will you still be able to use your pension?”