Reforming pensions adequacy for the decades ahead
Read our recommendations for acting on a generational moment in pensions reform, following the Second Pension Commission’s Interim Report.
Decades Ahead
Bringing together research, policy engagement and real-world solutions to improve people’s long-term financial futures, unlock economic growth and transform the UK’s towns, cities and regions.
Decades Ahead is our long-term commitment to both helping people achieve greater financial security and investing for a more prosperous economy.
Explore our research, partnerships and programmes to find out how we’re helping shape stronger financial futures over the decades ahead.
Building financial futures across a lifetime
Addressing pension adequacy and financial resilience at every life stage, from starting out to retirement.
Blueprint for Growth
Unlocking long-term investment to drive UK growth by letting pensions capital support productive assets and infrastructure.
Place-Based Investment and Growth Initiative
Turning community priorities into national growth by connecting investors, government and national agency representatives, and local leaders.
They’re part of our drive to find long term solutions to the biggest challenges shaping people’s financial futures. From how we as individuals save and retire, to how we as a nation invest capital for prosperity, Decades Ahead focuses on where change can have the greatest impact over time.
The challenges facing society are complex. That’s why we’re collaborating with industry partners, policymakers and civil society to connect insight to action. Together, we’re turning ideas into practical progress that will both help more people achieve long-term financial security and support a stronger, more resilient economy.
Our priorities: financial wellbeing and economic growth
Decades Ahead is tackling two interconnected challenges:
- improving financial adequacy for individuals across their lifetimes through stronger savings
- unlocking sustainable economic progress for generations to come through long-term investment
Pensions are the bridge to achieving both these goals. As one of the UK’s largest investors and top pension providers, we help people plan and save for their futures, while connecting pension capital to long-term national investment needs – like housing, infrastructure and regeneration.
Through stronger savings and increased long-term investment, we’re making pensions work harder for individuals and the UK economy, in turn powering growth and creating shared prosperity.